1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Hero Image
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1120
NE 86th St
Miami | Florida

Executive Home

Distinguished Living

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Cheila Gonzalez
Cheila Gonzalez
Presented At
$2,000,000
Bedrooms
4
Bathrooms
4
Living
1,994
SQFT
High Ceiling
Stone Countertops
Air Conditioning
Washer Dryer
Bar
Laundry Room
Walk In Closet
Terrace
Garage
Outdoor Living Space
Parking
Garden
Pool
Water View
Renovated
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 1
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 2
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 3
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 4
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 5
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 6
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 7
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 8
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 9
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 10
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 11
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 12
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 13
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 14
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 15
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 16
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 17
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 18
1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 19
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1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. - Photo 21
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1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States. , Miami , Florida 33138

1120 Ne 86th St, Miami, Fl, 33138

Spectacularly renovated 4-bedroom, 4-bathroom Davis Harbor home with a complete high-end transformation inside and out. Modern layout, designer finishes, and a private pool retreat in one of Miami’s most desirable neighborhoods. Full details and photos coming soon!

Gallery

3D Street View Tour

Map showing 1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States.

Property Location

1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States., Miami Florida

Local Weather & Climate

Miami, Florida

Current Conditions Updated recently
74 °F
Light rain
Feels Like 74°F
Humidity 81%
Wind 6 mph
Visibility 6.2 mi
Sunrise 11:32 AM
Sunset 11:28 PM
5-Day Forecast
Fri 13 Mar
Rain
High 79°
Low 75°
Sat 14 Mar
Rain
High 81°
Low 74°
Sun 15 Mar
Rain
High 80°
Low 76°
Mon 16 Mar
Rain
High 85°
Low 77°
Tue 17 Mar
Rain
High 83°
Low 68°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Miami?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Premium 2.5× median

Our perspective on current market conditions in Miami. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
50
Buyer Score

Local Market Price Trends

Median home sale prices in Miami, Florida — ZIP code 33138 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $2,000,000
Area median: $789,231
+0.2% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $2,000,000 20% down ($400,000)

41.9 years
Double Your Investment
Based on current market trends, your property value could double
$986,957
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$10,645
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$3,285,878
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $400,000 down payment could grow to $986,957 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,180
+$91
$91/day
Your home may appreciate while you sleep
$642/week $2,781/mo $33,375/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$190K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$1.1M
vs
OWN 📈 +$987K
$987K Potential Equity
vs $1.1M lost to rent over 10 years
$400K Down Payment Growth
2.5x
10yr
$987K
4.7x
20yr
$1.9M
8.2x
30yr
$3.3M
Wealth Comparison
×8
Equivalent to 8 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $3.3M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
18.2
years
Optimistic
3.89% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $2.4M +18%
Market $2.4M +18%
Optimistic $2.9M +46%
$987K est. equity
20 Years
Conservative $2.8M +39%
Market $2.8M +39%
Optimistic $4.3M +115%
$1.9M est. equity
30 Years
Conservative $3.3M +63%
Market $3.3M +64%
Optimistic $6.3M +214%
$3.3M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.7%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 33138 • 2022 ACS Data

28,609 Population
Median Age: 41.0
$58,990 Median Income
Average
$604,300 Median Home Value
Rent: $1,390
45.9% College Graduates
High

Housing

Homeowners 43.5%
Renters 45.8%
Vacancy Rate 10.7%

Employment

3.8% Unemployment
20.1% Work From Home

Education Attainment (Age 25+)

High School+ 86.5%
Bachelor's+ 45.9%
Graduate+ 20.8%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 1120 NE 86th St , Miami, FL 33138, Miami, Florida, United States features 4 bedrooms with 1,994 square feet of living space.
This property offers 1,994 square feet of living space.
This property is listed at $200,000,000, which equals $100301 per square foot.
In Miami, home prices have increased 0.2% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Miami shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Miami, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.
Cheila Gonzalez

Cheila Gonzalez

ONE Sotheby's International Realty

License #3303612

View Full Profile
Shane Frankovic

Shane Frankovic

ONE Sotheby's International Realty

View Full Profile

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